* Offer only valid in Bryn Mawr Trust branch location(s). Current Annual Percentage Rate (APR) of 3.74% is based on current Wall Street Journal (WSJ) Prime Rate Index (4% as of 3/22/17), minus .26%. APR is variable and is subject to change without notice based on the WSJ Prime Rate Index, but will always remain WSJ Prime Rate Index minus .26%. This offer is subject to credit qualification, income verification, collateral evaluation, and assumes automatic payment from a Bryn Mawr Trust checking account or the APR will increase by .50%. Minimum line of credit amount is $25,000; maximum line of credit amount is $500,000. Applications over $250,000 will require a full appraisal at an estimated additional cost between $300 and $500. Total loan-to-value must not exceed 80%, with no more than a second lien position. Line can be drawn on for a 10-year period during which a minimum monthly interest payment is required. If only minimum periodic payments are made during the term of the loan, a balloon payment equal to the amount of all principal outstanding plus any accrued interest will be repaid over twenty (20) years. Offer is for new accounts or existing lines with an increase of at least $25,000. The property must be a 1-4 family, owner-occupied primary or second home. The offer excludes mobile homes, homes under construction, and homes that are for sale or expected to be sold in the next 12 months. For residences titled to a trust, a trust agreement review fee between $150 and $500 may apply. Maximum APR is 18%. Rates and other terms are accurate as of 3/22/17. Property Insurance Required. Flood Insurance may be required. Offer is for a limited time only and may be withdrawn at any time. Cannot be combined with any other offer. Other rates and plans available.