ACCOUNT FEATURES & BENEFITS REGULAR AND JUMBO
CERTIFICATES OF DEPOSIT
CDARS
CERTIFICATES OF DEPOSIT ACCOUNT
REGISTRY SERVICE

 

Minimum Deposit to Open
and Obtain APY

$1,000 for Regular.
$100,000 for Jumbo.

Through this service, we can place large
deposits into smaller denomination CDs
at multiple FDIC-insured banks, offering
FDIC insurance coverage up to $50 million.

 

Terms Available

Regular: from 91 days to 5 years.
Jumbo: from 7 days to 360 days.

Wide range of options available.

 

Interest and How it's Paid

Fixed for term selected. Interest is credited at maturity unless you selected an interest payment option when you opened the certificate.

 

SEE RATES

Vary by offering institution.

 

Deposit Limits

No additional deposits on existing
CDs until maturity.

Vary.

 

Withdrawal Limits

At maturity, without penalty.
Early withdrawals are subject to penalty.

At maturity, without penalty.
Early withdrawals are subject to penalty.

 

Monthly Service Fee

NONE

NONE

 

 

 

Access to Funds

None until maturity, without incurring
early withdrawal penalty.

None until maturity, without incurring
early withdrawal penalty.