Checking Accounts

In today’s world, everyone has different needs. So we give you the checking options you need to meet them… but without so many choices that you can’t decide what’s right for you.

As the “Easy Comparison” chart below shows, you get a wide range of benefits no matter which account you choose. It all boils down to the balances you typically keep, and the relative importance of earning interest on your checking dollars.

EASY COMPARISON CHECKING ACCOUNT OPTIONS

Account Features
& Benefits
Free
Checking
Special
Checking
Centennial Gold
50 Checking*
Minimum Balance None $2,000 avg.daily balance
or $5,000 avg.daily combined
balance of all other deposit accounts
$100 daily
Fee if Minimum
Is Not Met
None $15/month $15/month
Interest None Rate varies, but is compounded
daily and paid monthly on
collected balances
See Rates
Rate varies, but is compounded
daily and paid monthly on
collected balances
See Rates
Minimum Balance
to Earn Interest
N/A $2000 $100
VISA® Debit Card Free Free Free
ATM/Branch
Withdrawals
Unlimited Unlimited Unlimited
Pre-Authorized
Withdrawals
Unlimited Unlimited Unlimited
Online Banking, Mobile Banking & Bill Pay Free Free Free
Telephone Banking Free Free Free
e-Statements Free Free Free

* Age 50 or above