The USA PATRIOT Act, a Federal law, requires us to maintain a Customer Identification Program whereby we must obtain, verify, and record information that identifies each person or business entity that opens an account.
What this means for you: When you open an account or add a new owner to an existing account, we will require physical and/or documentary information necessary to verify the identity of all account owners. A customer relationship will not be established until the identity of all account owners is satisfactorily confirmed and the purpose and intended nature of the business relationship is determined. If you refuse to provide any of the requested information, or if we cannot form a reasonable belief that we know your true identity, the relationship will not be established. Likewise, if requested follow-up information is not received within the time allotted, or if the information verification process reveals discrepancies between what you provided and what the verification process discloses, the relationship will be terminated.