BRYN MAWR TRUST DISCLOSURES

For CDs
Annual Percentage Yield (APY) is effective as of 05/15/13. Rate subject to change at any time. Minimum balance to open and obtain APY is $1,000. Substantial penalty for early withdrawal.

For Savings Accounts
Annual Percentage Yield (APY) is effective as of 05/15/13 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. Minimum balance to open is $50.00. APY will be earned on any balance in the account.

For Personal Special Checking Accounts
Annual Percentage Yield (APY) is effective as of 05/15/13 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. Minimum balance $2,000.00 each day to obtain the APY.

For Centennial Gold 50 Accounts
Annual Percentage Yield (APY) is effective as of 05/15/13 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. Minimum balance $100.00 each day to obtain the APY.

For Personal Market Rate Accounts
Annual Percentage Yield (APY) is effective as of 05/15/13 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. You must deposit at least $25.00 to open this account and maintain the corresponding minimum daily balance to obtain the APY listed in the Rates section.

For Premium Money Market Accounts
Annual Percentage Yield (APY) is effective as of 05/15/13 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. You must deposit at least $50,000.00 to open this account and maintain the corresponding minimum daily balance to obtain the APY listed in the Rates section.

For Personal Loans
This rate is for loans of $10,000 or less and when payments are automatically deducted from a Bryn Mawr Trust checking account. Our minimum request is $3,000. For example, the monthly payment for a 36 month $10,000 loan at 11.25% APR is $328.57. Rate subject to change without notice.

For Auto Loans
This rate is for loans of $5,000 or more and when payments are automatically deducted from a Bryn Mawr Trust checking account. For example, the monthly payment for a 60 month $20,000 loan at 5.75% APR with a 10% down payment is $384.40. Rate subject to change without notice.

Loan Sale - Home Equity Loan* and Home Equity Line of Credit** - Limited Time Offer
These offers are subject to credit qualification, income verification, and collateral evaluation, and assume automatic payment from a Bryn Mawr Trust checking account or the APR will increase by .25%. Loan to value cannot exceed 80%; lien position may affect approval and maximum loan amount. New accounts only; primary or secondary residence only. Offer is for applicants who have principal or secondary residence in Bryn Mawr Trust’s trading area. Not available for homes that are for sale or expected to be sold in the next 12 months. For residences titled to a trust, a trust agreement review fee of between $150.00 and $500.00 may apply. Loans/lines over $250,000 require a full appraisal to be paid by the applicant. Typical appraisal fees are between $350.00 and $1,000.00. Rates and other terms are accurate as of April 14, 2014, and are subject to change without notice. Offers may be withdrawn at any time. Cannot be combined with any other offer. Other rates and plans available.

* The 3.99% APR is for a fixed rate loan with a term of 15 years. The monthly payment for a $50,000 loan with a 15-year term is $369.70. Minimum loan amount is $25,000.00 with a maximum loan amount of $250,000.00.

** The 3.25% APR variable rate Home Equity Line of Credit is offered at the Wall Street Journal Prime Rate Index, currently at 3.25%. The APR could reach a maximum of 18.00%. Minimum line amount is $25,000.00 with a maximum line amount of $500,000.00. A minimum principal payment of 1/180th of the outstanding principal balance will be due monthly in addition to billed interest. Title insurance is required for credit lines of $500,000.00. Typical cost is $2,490.00 to $3,190.00.

For Home Equity Loans
The Annual Percentage Rate (APR) is available on loans of $50,000 or more with a term of 60 months and up to 80% loan to value with payments automatically deducted from a Bryn Mawr Trust checking account. For example, the monthly payment for a 60 month $50,000 loan at 3.25% APR is $903.92. Other rates and terms are available. Ask for details. Property insurance is required and title insurance may be required. For loans over $250,000, fees may apply. Rate subject to change without notice. Payments do not include amounts for taxes and insurance premiums, if applicable. The actual payment obligation on a transaction secured by a first lien on a dwelling may include taxes and insurance premiums causing the payment amount to be greater. Rates subject to chance without notice.

For Home Equity Line of Credit
We offer Home Equity Lines of Credit with various options to fit your needs. Please contact us at 610-525-1700.