BRYN MAWR TRUST DISCLOSURES

For CDs
Annual Percentage Yield (APY) is effective as of 12/8/14. Rate subject to change at any time. Minimum balance to open and obtain APY is $1,000. Substantial penalty for early withdrawal.

For Savings Accounts
Annual Percentage Yield (APY) is effective as of 12/8/14 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. Minimum balance to open is $50.00. APY will be earned on any balance in the account.

For Personal Special Checking Accounts
Annual Percentage Yield (APY) is effective as of 12/8/14 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. Minimum balance $2,000.00 each day to obtain the APY.

For Centennial Gold 50 Accounts
Annual Percentage Yield (APY) is effective as of 12/8/14 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. Minimum balance $100.00 each day to obtain the APY.

For Personal Market Rate Accounts
Annual Percentage Yield (APY) is effective as of 12/8/14 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. You must deposit at least $25.00 to open this account and maintain the corresponding minimum daily balance to obtain the APY listed in the Rates section.

For Premium Money Market Accounts
Annual Percentage Yield (APY) is effective as of 12/8/14 and may change at our discretion after the account is open. Fees could reduce the earnings on the account. You must deposit at least $50,000.00 to open this account and maintain the corresponding minimum daily balance to obtain the APY listed in the Rates section.

Loan Rates as of 1/01/2015

For Personal Loans
Annual Percentage Rate (APR) shown includes a .25% reduction for automatic payment from a personal Bryn Mawr Trust checking account. Loan amounts available from $2,500 to $25,000. For example, the monthly payment for a 36 month $10,000 loan at 6.99% APR is $308.73. Rates are subject to change without notice. All accounts are subject to credit qualification and income verification.

For Auto Loans
Annual Percentage Rate (APR) shown includes a .25% reduction for automatic payment from a personal Bryn Mawr Trust checking account and is for new 2014 and 2015 vehicle loans with a Loan to Value (LTV) up to 100% of the MSRP. For example, the monthly payment for a 60 month $20,000 auto loan at 3.74% APR is $365.99. Inquire at 610-525-1700 for older model vehicles. All accounts are subject to credit qualification, income verification, and collateral evaluation.

For Home Equity Loans
The Annual Percentage Rate (APR) of 4.75% is available on loans of $50,000 or more with a term of 240 months and up to 80% Loan to Value (LTV), and includes a .50% reduction for automatic payment from a personal Bryn Mawr Trust checking account. For example, the monthly payment for a 240 month $50,000 loan at 4.75% APR is $322.90. All accounts are subject to credit qualification, income verification, and collateral evaluation. Property insurance is required and title insurance may be required. For loans over $250,000, fees may apply. Payments do not include amounts for taxes and/or insurance premiums if applicable. The actual payment obligation on a transaction secured by a first lien on a dwelling may include taxes and insurance premiums causing the payment to be greater. Inquire at 610-525-1700 about other available options to fit your needs.

For Home Equity Line of Credit
We offer Home Equity Lines of Credit with various options to fit your needs. Please contact us at 610-525-1700.