Checking

In today’s world, everyone has different needs. So we give you the checking options you need to meet them . . . but without so many choices that you can’t decide what’s right for your business.

As the “Business Checking Comparison” chart below shows, you get a wide range of benefits no matter which account you choose. It all boils down to the balances you typically keep, and the relative importance of earning interest on your checking dollars.

BUSINESS CHECKING COMPARISON CHART

Account Features
& Benefits
Small Business
Checking
Regular Business
Checking
Not-For-Profit
Business Checking*
Business
Now*
Minimum Balance None None $1,000 minimum daily balance $2,000 minimum daily balance
Fees None $20/month; earnings credit may
offset all/portion charges
$15/month if minimum
balance is not met
$20/month; earnings credit may
offset all/portion charges
Interest None None Tiered rates vary; compounded
daily and paid monthly on
collected balances
Compounded daily, paid on
the last business day of the
month on balance of $1,000
or more
Items per Month Up to 500 per month; free;
$.50 per item over 500
Unlimited, subject to analyzed
per item charges
Up to 500 per month;
$.50 per item over 500
Unlimited, subject to analyzed
per item charge
Minimum Balance to
Interest Earned
N/A N/A $1,000
VISA® Debit Card Free Free Free Free
ATM/Branch
Withdrawals
Unlimited Unlimited Unlimited Unlimited
Pre-Authorized
Withdrawals
Available and subject to
per item fee
Available and subject to
analyzed per item charges
Available and subject to
per item fee
Online Banking,
Mobile Banking & Bill Pay
Available Available Available Available
e-Statements Available Available Available Available
Cash Management
Online Wires & ACH
Available Available Available Available

*Eligibility requirements must be met.