Cash Management

Our goal is simple — help you maximize cash flow, control disbursements and provide information to allow you to manage your finances effectively and efficiently.

Speeding Cash Flow

We have many services to ensure money gets into your account(s) as quickly as possible.

e-Z BANKING
  • Scan checks you receive and deposit them electronically, without a trip to the bank.
LOCKBOX PROCESSING
  • Payments go directly to a Bryn Mawr Trust P.O. box in your name and we pickup and process daily.
MERCHANT PROCESSING
  • Accept virtually any type of credit card, with telephone, terminal and/or Internet authorization, including POS.
INTERNATIONAL COLLECTIONS
  • Our special processing can bypass the potential roadblocks of conventional methods.
CONCENTRATION OF FUNDS
  • Use a Zero Balance Account and our Internet PC Banking ACH services to move funds between accounts/banks, anytime.

Controlling Disbursements

Timing disbursements, with a combination of automatic and manual controls, is simple with the tools we offer.

DOMESTIC & INTERNATIONAL WIRE TRANSFERS
  • Super fast way to move funds out of your account, or speed receipts, too.
ACH PAYMENTS
  • For speedy bank-to-bank transfers.
DIRECT DEPOSIT
  • Saves your staff time and saves your employees trips to the bank.
ZERO BALANCE ACCOUNTS
  • Ideal for Payroll and Payable accounts, it keeps funds in interest-bearing accounts until needed.

Controlling Fraud

A variety of high-tech solutions can help protect you and your customers.

POSITIVE PAY
  • Uses a multi-step verification process, automatically matching the account number, check number and dollar amount   of each check presented for payment against your list of checks issued.
ACH DEBIT BLOCK
  • Gives you the ability to prevent any ACH debit you choose from posting to your account(s).
ACH DEBIT FILTER
  • Lets you permit only selected ACH debits to post to your account(s)

Reporting & Analysis Tools

These tools give you up-to-the-minute status of your cash and the ability to initiate a transaction at any time.

INTERNET PC BANKING
  • Includes electronic analysis statements
EDI REPORTING
  • Electronic Data Interchange provides details associated with ACH credit/debit activities, such as invoice information, by e-mail, fax or postal mail.
AUTOMATED TELEPHONE BANKING
  • Telephone access to account balances, account history and more
CONTROLLED DISBURSEMENT
  • Notifies you of the total amount of checks being presented;
    excess balances can be used to earn interest or reduce a credit line